https://www.autismspeaks.org/advocacy/insurance...

http://www.ct.gov/hix/site/default.asp

I know there are a few states still converting over, but most states are "required" to offer ABA services. However, Some states that recently change have age limits until all cases are transferred over from regional centers. You may need to contact you Regional Center for advice, because being newly diagnosed usually the insurances take over immediately. As for your child, typically they qualify for medicaid despite you qualifying, based on the disorder. This is usually how people with medicaid have two insurances. So my husband has insurance for my son and what is not covered goes on his medicaid (disability insurance sorta say). But we are not on it, just him, and its for life or unless a diagnose changes. Now if you make a lot of money, to the point where your child is disqualified, well then you can purchase a second insurance. My son had ABA at one point once a week for one hour, Regional Center paid 1750ish for one month, so out of pocket is a bit.

You can probably just google closest Regional Center. They deal with all kinds of children disabilities. Not specifically autism. And they have a budget of services they can provide based on disability. They are really good at assisting with getting connections to the right people. Ours set up my son s early intervention school at the age of two, ABA type services, and assisted with SSI documents. If they can not answer a question they tell you who to contact, typically. Mine even (occasionally) attends IEP meetings. Right now they just check on us every year to make sure we have the right services in plan . Some states even offer respite care, ours does but we don't use it much or at all, though they encourage it and say its so the parents can get a break. Child care is difficult when they don't understand your childs condition.

I have been helped with private training in ABA for my son through the Ernie Els foundation. The partner with Rethink so if you have a local agency who partners with them I would definitely recommend giving it a try. https://www.rethinkfirst.com/

What about New Jersey?